Time to plan

When I used to work at our local home improvement store I remember there was a lady that worked in the plumbing department that I always used to talk with. She was so nice and around this time of year I always think of her because it's tax time and because that meant that it was vacation time for her. Every year around the tax season her and her husband would always plan a panama city beach vacations. They would book now in January and then when they got their tax refund they would pay off the amount owed on the trip. It was a little reward for them both for working hard all year long. Ken and I always dreamed of doing this as well. Since we can not really do it right now with the kids all being small maybe in a few years we will be on a better foot and start booking out tropical vacations.